So you can hope for $10K and it’s possible but unlikely.
Are you then telling us your budget is about $57K for tuition, room and board? That’s today’s dollars - not with inflation. Take $10K off - so let’s say you’re telling us your budget is about $50K?? IU may be re-doing the auto admit criteria for Kelley - so stay tuned. I’d imagine you’d be good but you never know.
If your budget is $50K ish,
Then UNC is out - and don’t forget, it’s not direct admit - so you’re applying to UNC. KF will come later.
Penn - that’s a lot of work just for fun. Have you run the net price calculator to see if you can get $50K? If not, what’s the point…
UT - same - budget, I’d remove.
Florida - it works
Ohio State - could work - if you get merit.
UIUC - more than IU - so if you need $10K off IU, no. Remove.
Cincinnati - it’s always hard to figure out their COA - but a lot from Nashville go so likely ok.
UK - yes
So if you want to be in that midwest area, you might add UMN Carlson, Miami of Ohio to name two. When/if you have a budget, you pick schools based on that…not based on name which appears is what you did.
What is your goal major wise? Do you have one?
That might spur a few more thoughts if you’re open to more (I mean, you have UF, so you might consider FSU, UGA and Bama - which for you would be low 20s…cheaper than UK (unless UK has merit).
Please fortify your budget - which i’m taking to be $50K-ish or so based on the first comment but perhaps it’s not.