by budget isn’t huge - you mean $60K is ok for tuition, room and board? I’m not sure what you mean to say by that.
How about $85K and moving up (Penn)?
Are you saying no matter what it costs you can attend?
Does UNC not being a direct admit school matter - meaning, if you get in and attend, you won’t be assured business - you’ll find out a few years later. Is that an issue?