<p>Did you say you had children? I think I heard you say that. Remember, if you use the bus, you are going to be on its scheduled. It is going to take more time to get places and that is already on top of the already slow traffic of the 405. If you have children, you should consider how this is going to affect them. You will probably have to be away from them longer. This could affect if you can take them to school, or pick them up and other things like that. If you finish in two years, the you will only spend an extra $10,000 on housing.</p>