Yes, bad assumption. Also, re fees, what is rather inconspicuous is that student health insurance is included in the fees total, which is something a student can waive if proof of qualifying alternate insurance coverage is available. Now UIUC insurance is a good buy, when compared with other schools, but the premium is going up about 25% next year, but if it works to waive it, that’s a big chunk off the fees column. Chicago Trib. just ran a story on rejected waiver applications, but there’s undoubtedly lots of families that can use their own insurance while their children are at school.