Comparing the new health insurance proposal vs Obama care - No politics please

What’s wrong with the Minute Clinic? Why would a nurse practitioner treating pinkeye be a bad thing? That sounds like an excellent plan-- having nurse practitioners treat minor injuries and conditions. When I was riding the Great Divide in Canada, I got a painful eye problem. When I finally got to a town after four days in the wilderness, after crossing the border, I was so happy to go to a clinic and see a nurse practitioner. She diagnosed the problem, wrote me a prescription, and prescribed a day with an eye patch. I didn’t need to see any doctor.

Nurse practitioners in urgent care clinics are a fantastic way to deliver good health care inexpensively. We need more of them. We need more states to allow them to practice independently.

The tax credits are only available to those who don’t have offers of health insurance from their employer.

Some employers, maybe, will drop insurance, knowing that their employees will then be able to buy private insurance with subsidies (for most employees).

@“Cardinal Fang”

I sent her to the Minute Clinic. Yes…this was the right choice for,this particular one time (hopefully) issue.

I’ve just caught up on the thread, and haven’t seen many posts on what this bill is actually doing. It’s a $600 billion tax cut for rich people, paid for by deep Medicaid cuts, both for expansion Medicaid and for regular Medicaid.

Over time, the federal government would pay less and less per person for Medicaid. I know there’s a feeling that Medicaid is for moochers and layabouts, but it pays for a lot of things most of us think are worthwhile.

For example, Medicaid pays for about half of all nursing home costs. Are elderly people in nursing homes moochers?

The bill allows Medicaid to not pay for mental health services-- the essential benefits would remain for people with insurance, private or employer-paid, but not for people on Medicaid. This means services for autistic kids, like special therapy for pre-schoolers, would be cut. It means services for people addicted to opiods would be cut. It means care for mentally ill adults would be cut.

If someone was on the Medicaid expansion, they could stay on it, but once they ever went off, they could never go back. This does not seem like an incentive to get a better job and get off Medicaid. Moreover, the Medicaid expansion would immediately be eliminated in about 10 states, by those states’ laws.

Some of us have kids who get services from Medicaid. Some of us have parents who get services from Medicaid. Something to think about.

As to private insurance, most young people would be better off, and most older people, people the age of parents here, would be worse off in the private insurance market. People in expensive markets would be worse off, because the tax credits don’t differ with the cost of insurance. Alaska? Forget it.

@“Cardinal Fang” yep…you got it!

:-(. Without Medicaid, what are indigent seniors who need help supposed to do? This will cause greater crises with hospitals who already have homeless indigents dumped on them. Where are they to be discharged to?

Does anyone know if sole proprietors and small businesses consisting only of a H and W will be allowed back into the group market under the revised ACA plan?

“. But how far down that road do people want to go: Alcohol, cigarettes, sugar, transfats, …”

Haven’t we already gone down the road of taxing alcohol and cigarettes pretty heavily? Even in my tax-averse red state, the alcohol tax was raised last year.

Yes, studies have repeatedly shown that high taxes on tobacco DOES deter especially young people from tobacco.

Makes no sense to LIFT taxes on tanning using cancer-causing UV beds. :frowning:

HImom, I guess the best option for the elderly would be for them to live with family, and someone would need to quit their job to do caregiving. Or I think most places have nursing homes for the indigent. Freedom is a wonderful thing eh?

If hospitals can’t track down anyone to take the mentally frail elder who is homeless but not needing hospital, what then?

Would the mentally frail homeless elders get hospitalized if they need it?

What often happens today is that people with mental health issues are out somewhere, someone calls the police because they appear to be acting strangely to the caller, police pick them up and deliver them to the hospital… but it is unlikely that follow up maintenance care is given after the hospital makes the initial assessment and discharges after short term treatment, so the cycle repeats (running up unreimbursed costs for the police and the hospital but not doing anything to help the person with the mental health issues become a contributing member of society, or at least a non-burdensome one).

Such could become more frequent if mental health care coverage is reduced.

For hospitals, one of the big issues is what to do with the medically and mentally frail folks AFTER they are hospitalized if they have no known address nor anyone who will take care of them. The hospitals have to try to figure out what to do with them and are heavily criticized if they don’t magically figure out a good placement for said patient (even if they didn’t have one prior to the hospitalization).

Don’t get me started on mental health issues. ACA or not, seriously mentally ill people are in jeopardy unless they have a family member who can advocate for them. Period.

I’ll give you one example. On March 9, I got a notice that my son needed to call the state of Maine for a phone interview on March 7 to verify his benefits. Yes, two days BEFORE the letter came. I looked at the postmark, and it was March 7, the day he was supposed to call in!

I couldn’t reach my son by phone, so I called the state myself. I was out on the road, and I couldn’t remember his social security number, so I couldn’t get beyond the recorded gate keeper. I immediately called my son’s case manager, and she said she would call the state the next morning, on March 9.

She called and got a recorded message that the hold time would be THREE HOURS. Of course, she has lots of other responsibilities and couldn’t wait that long. So she will drive him down to the state office this week.

Meanwhile, the state sent letters postmarked March 8 and March 9, stating that my son had missed his phone interview and was in danger of losing his benefits.

Now, I know this will all get worked out, but do you think my son with schizophrenia could take care of this himself?? No way. I am just furious. And believe me, this is the rule, not the exception. It has been one battle after another, for the last six years.

Yes, I agree that it isn’t easy for ANYONE to navigate red tape. I had to do it to get our D to be continued under our family plan as a disabled dependent. It took me (with a law degree and every bit of civility and tenacity I could muster) over a year from start to finish to get this done. Along the way, I made regular calls to the insurer, my HI national senator’s office, the Office of Personnel Management, and all the providers who had treated her in the interim and their billing offices so that D’s file wouldn’t be sent to collections and trash her credit score.

It is SO difficult to handle all of this. The insurer was shocked that I was able to get this resolved in what they deemed a rapid resolution. To me, it was interminable! Even after it was resolved, I had to do follow up calls to the providers and billing offices so that D’s claims would be properly re-processed to reflect that she was in fact covered with no lapses and her treatment was all covered by the same insurer and policy.

@MaineLonghorn, I’m so happy that you and your S have a good case manager to help your S navigate all of this. It’s crazy the hoops folks are required to jump through but thankfully your S has you as his stalwart advocate, as well as the good case manager. I’m sure it will all get sorted out, but EEK!

https://www.washingtonpost.com/graphics/national/west-virginia-tug-river-obamacare/

Might be relevant.

Another interesting data point:

http://abcnews.go.com/Health/major-health-groups-oppose-proposed-trumpcare-bill/story?id=46017007
Major health groups oppose proposed changes in ‘Trumpcare’ bill

http://www.slate.com/blogs/moneybox/2017/03/10/anthem_says_it_supports_parts_of_trumpcare.html
Trumpcare’s Only Fan Is a Massive Insurance Company That Really Needs a Favor Right Now

So…medical professionals oppose the changes. Insurance company supports them. Hmmm…

Having wrangled with Medicare for my mom, I’m sympathetic with people who discover that they have to advocate for their disabled relative. Just guessing, though, but I think you probably would not prefer having this burden removed from you because your relative’s health coverage was taken away.

Hey, no more annoying messed up paperwork from Medicaid, hurray. Because your relative wouldn’t have Medicaid.

Of course @Cardinal Fang, it appears everyone in this thread is grateful for the coverage we have and have concerns for coverage that gay be lost for many and what that will do for patients and the medical system.