<p>One thing I wish I had paid better attention to was how large the school’s endowment was. Our FAFSA basically split between the two kids. For child one (currently finishing second year and doing well), her school has a good endowment, meets 100% of demonstrated need and caps the federal loans it offers at 2K a year (sub Stafford). They indicate that they will be meeting the increase in aid. For child 2 (stats not as good and schools not as competitive-he is lower middle in terms of acceptance pool), about 15-18K of the EFC not met by scholarship or grants is either “gapped” or ignored. I have asked for reviews and the story I keep getting is that they are not as “well-heeled” (their term) as D’s school. No one yet has been willing to admit to the SAT/GPA grid.</p>