@EconPop - The $19K is for room/board, books, travel and other extra’s. The scholarship only covers tuition & Fees. We would probably not have as much out of pocket if she was staying at home and commuting. Even though we are in state, her commute would be a few hours per day which I believe would not be a good idea. My oldest daughter resides about 30 minutes from the school so if she attends Ramapo, we may consider this as an option after freshman year.