Confused about how much he will have to borrow

How many of those schools are public in-state universities? I’m thinking none of them. Because that’s the setup the “33,000” figure is designed around. Private and out of state universities assume you have a bottomless check book to pay the gap. If you can’t afford these schools, he’ll need to probably start off at community college and apply to something more affordable, or take a gap year and apply for a scholarship. Univ of Alabama and Univ of AZ both offer generous merit aid.