Confused about out-of-state financial aid.

What colleges in ny are you considering? SUNY schools? Or what?

What colleges in PA are you considering?

The key thing is…can your family pay the net costs for you to attend. This is the cost of attendance minus any aid you receive.

The public universities in NY and PA do not meet full need for all accepted students.

If your parents are married, don’t own real estate in addition to your primary residence, and are not self employed or business owners…run the Net Price Calculators for all of the colleges you are interested in. You will need 2018 income tax return info from your parents plus their current asset balances to do these. If you enter accurate info, you will at least get a decent estimate of your net costs at each college.

Then ask your parents what they can afford to pay annually.