Confused potential transfer (help please!)

May not be applicable to the OP, but Columbia claims to “meet need” for frosh and most transfers, but does not do so for Combined Plan (3+2 engineering with Columbia as the “2” school) transfers.
https://cc-seas.financialaid.columbia.edu/how/aid/works
https://undergrad.admissions.columbia.edu/apply/transfer
https://undergrad.admissions.columbia.edu/apply/combined-plan