<p>Lefty, do NOT go into that level of debt for UoP. I would move out, get a job, take some credits at CC and save up to transfer to a 4 year college on my own dime before I’d do that. I think in the long run you’ll be better off, and you won’t have to put up with your mother’s bullying behavior. Your options aren’t great, but UoP and putting up with your mother’s abuse is not the only one.</p>