Credit score vs. credit history--an issue for our kids?

No, I think it’s more a function of the company…I had my CC compromised, so it was replaced. I had to wait 7-10 days for it to arrive (good thing I have more than one card!). Both of my kids had an experience of having their card compromised (different bank from me but the same as each other) and they had their new card overnight. I’ve been a customer for years with an excellent record, they are new card holders…I think it’s a reflection of the company not how good a customer you are.

Though, I suppose if I had asked (didn’t think of it in the moment) I probably could have gotten the company to overnight it.