If you don’t get in, it’s not because you got a B+ in 9th grade.
With grade inflation today, GPAs are just - off the charts ridiculous.
That said, again - you take your shots - you have your safeties, targets and reaches.
The only thing that’s required is -
a) you have one, preferably two schools you know you will get into and that you can afford.
b) any other school has the possibility to be within budget. So Harvard is a no - because they don’t have merit. But Vandy (a school like this) - even thought it’s a likely rejection - is a yes - because they give out hundreds of scholarships a year and one could get you within budget, etc.
Good luck.