@Theunknown28 - If you know straight up that you cannot afford NYU, then you’re wasting your time and the time of others if you apply ED or ED II. Running the NPC ahead of applying gives you a ballpark figure to work with. It’s a good tool to use and can help you focus your effort on schools that will be a better financial fit. Although it is true that if you truly cannon afford NYU, you do have the option of backing out, it’s better to apply if you have reasonable certainty that you can cover costs.