<p>Exactly.
No, my family has no savings, no investments, no anything, unless you count chickens (which I don’t). We live in a rural county, and I’m the middle of 5 kids. A 22-year-old finishing up his community college transistion after serving a mission, a 20-year-old serving his mission, in Singapore, a sister who’ll be a junior in HS next year and another sister who’ll be a freshman (HS). My dad graduated one semester short of a degree back in the day because he had kids to feed and he got offered a job.
So yeah. $56,000 in loans. See why I’m trying to make the numbers work?</p>