We were able to waive the Dartmouth plan and keep D on my job plan, since the plan [Blue Shield in California] had a Home Away From Home [or something like that] benefit that gave her a Primary Care Physician at the DMC. She was still able to use the on-campus health center, which was a blessing a couple of times. I cannot recommend you look at Blue Shield, however, because they were unable to reach an agreement with PERS [the responsible agency] for coverage of state employees in the San Francisco Bay Area, which means [judging by what the HMOs that DID reach an agreement are charging] that its fees were astronomical. If you PM or email me [my user name here is a gmail address] what the College’s current requirements are, I’ll ask my older brother [a recently-retired actuary with many years in the regulation of health insurance in New Jersey] if he has any thoughts, since he’s very familiar with the entire region.