Dead parent, medium to high qualifications, no parental contribution, and seeking an M.D.

   Your parents are actually not going to contribute a penny, or have they told you to seek as much merit as possible? Have they looked at college costs? Do you have siblings(half). Your stats so far are nice but no mega cigar. 32 won't get you much merit in most univs. It won't get you admission to reaches. 

    Like most kids you will look at your instate 4 yr, and any real pre med kid looks to do undergrad for as close to free as possible. You need to tone down talk of full pay OOS schools and ask what your budget is. Many, most, kids are restricted. 

       Redo that ACT if you haven't sat it more than 3 times.