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<ol>
<li><p>I’ve worked with colleagues who seem to love to brag about how often they replace furniture/cars/electronics/clothes…sometimes every 3 months and feel there’s something praiseworthy in participating in conspicuous consumption…even when they’re financially overextended. </p></li>
<li><p>They tended to besiege me and other colleagues who aren’t as spendy for loans to bail them out of their frivolously self-inflicted financial messes quite shamelessly. Nos…even firmly and harshly delivered for an answer fails to deter them from their incessant request for a bailout. </p></li>
<li><p>I’ve have lost count of the times in counseling older friends/family/friends of friends in financial trouble about the difference between a “need” and a “want” in an effort to help them avoid compounding their already serious financial messes.</p></li>
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