<p>The one negative about debit cards is that some places my son used his, wouldn’t go through. We had a Buxx card through Wachovia which recently became Wells Fargo. They just stopped their Buxx program so I dumped the card. Now my son is using a visa attached to my account but I will have to explore what will work best now for college.</p>
<p>Chase bank is on the campus so I imagine they will have something they want to get us to use. I think having a low balance is the safest way to go if you get your student a charge card.</p>
<p>So I am still not clear. If your child is on your visa account, are they building a credit history in their name or not?</p>