<p>Work two jobs. Rent, you can’t afford nor will qualify for a mortgage. Learn from the people that wanted the dream house but can’t afford it now that times are tight. Buy an old car. Live within your means. Cash not credit cards. Student loans are an investment in your future. If student loans are the only loans you have then you will get those paid off in time. Unmanageable credit card debt will destroy your future. Suze Orman is right.</p>