<p>No, Consolation I was not referring to you. If I remember correctly, I think our situation is similar to yours in terms of paying for college. We are taking loans just to pay our EFC! I do not think we are the only ones doing this, either. Yes, we hate it, and it is a burden for us, but it’s a choice we are making to do what we think is best for our S. No one is forcing us to “beggar” ourselves.</p>
<p>There were <em>many</em> other posters who chimed in early in this thread who made great points and then left. Perhaps they took offense at being labeled the “ethics police.”</p>