DePaul University or Indiana University?

<p>Oh one more thing, I do agree bthomp1, I hate how DePaul has all those liberal arts/studies classes. They have quite a few. And yes, many of Indiana's general education classes are business classes, which is something I really like.</p>

<p>Do you have any more credits other than these 21, even if it is credit that is not for specific IU courses? </p>

<h2>The 21 hours I mentioned has to do with the 27 credit hour core, which is explained here.</h2>

<p>IV. 27-hour Core</p>

<p>Students may choose one of two alternatives—the distribution option or a field specialization—to complete the 27-hour Core. I-Core prerequisite courses and Economics courses may not be used to fulfill the 27-hour Core. You would also have to take at least one three credit class at a cc in the summer.</p>

<p>Distribution Option
Complete a total of 27 credit hours of coursework distributed across three academic categories in the following way:</p>

<ol>
<li>Fifteen credit hours of coursework in one of the academic categories listed below with a minimum of six credit hours at the upper level (300/400 level for S&H and A&H; 200/300/400 level for N&M):
1. Arts and Humanities (A&H)
2. Social and Historical Studies (S&H)
3. Natural and Mathematical Sciences (N&M)</li>
<li>Six credit hours in each of the other two academic categories not selected for the 15 credit hour requirement.
Kelley</a> School of Business Undergraduate 2008-2010 Online Bulletin: Bachelor of Science in Business
-------------------------------</li>
</ol>

<h2>The qualifying COAS distribution option classes are listed here. Only your Pols Y103 and Psy P101 apply (I thought you might have had others, too). College</a> of Arts and Sciences 2008-2010 Online Bulletin: Appendix II: Approved Distribution Courses</h2>

<p>Anyway, three years to get the acct/finance double major with the classes you listed might look like this. You would also need to take six hours in a six week summer session at IU because of the way accounting prerequisites play out. If you only majored in finance, you could do that without any summer sessions.</p>

<p>Freshman 1 16 credits [Fall 2009]
BUS A100 Intro Accounting (1 cr.)
MATH M118 Finite Math (3 cr.)
BUS K201 Computer in Bus (3 cr.)
ECON E201 Microeconomics (3 cr.)
A&H elective (3 cr.)
A&H elective (3 cr.)</p>

<p>Freshman 2 17 credits [Spring 2010]
BUS A201 Financial Acc. (3 cr.)
BUS X201 Technology (3 cr.)
BUS G202 Corporate Social Strategy (2 cr.)
S&H 100-200 level elective (3 cr.)
N&M elective (3 cr.)
S&H 300-level elective that also counts toward international requirement (3 cr.)</p>

<p>Sophomore 1 17 credits [Fall 2010]
BUS A201 Managerial Accounting (3 cr.)
BUS X204 Business Communications (3 cr.)
ECON E370 Stat Anal Econ & Bus (3 cr.)
BUS L201 Legal Environment of Business (3 cr.)
BUS X220 Career Perspectives (2 cr.)
S&H 300-level elective that also counts toward international requirement (3 cr.)</p>

<p>Sophomore 2 (I-Core) 16 credits [Spring 2011]
BUS F370 Financial Mgmt. I-Core (3 cr.)
BUS I370 I-Core Discussion I-Core (2 cr.)
BUS J370 Strategic Mgmt. I-Core (3 cr.)
BUS M370 Marketing Mgmt. I-Core (3 cr.)
BUS P370 Operations Mgmt. I-Core (3 cr.)
BUS X420 Bus Career Plan (2 cr.)</p>

<p>Sophomore 3 6 credits [Summer 2011; one six-week session]
BUS A311 Intermediate Accounting I (3 cr.)
BUS A329 Taxes and Decision Making (3 cr.)</p>

<p>Junior 1 16 credits [Fall 2011]
BUS A312 Intermediate Accounting II (3 cr.)
BUS A325 Cost Accounting (3 cr.)
BUS Z302 Managing Behavior in Orgs (3 cr.)
BUS F303 Intermediate Investments (3 cr.)
BUS F305 Inter Corporate Finance (3 cr.)
BUS X301 Communication for Accountants (1 cr.)</p>

<p>Junior 2 18 credits [Spring 2012]
BUS S400 Integration of Sys & the Bus (3 cr.)
BUS A422 Advanced Financial Accounting (3 cr.)
BUS A424 Auditing (3 cr.)
BUS F307 Working Capital Management(3 cr.)
BUS F446 Banking and Financial Inter. (3 cr.)
BUS G345 Money, Banking, Capital (3 cr.)</p>

<p>Community College in Summers
S&H 100-200 level elective (3 cr.)
7 credits of any gen ed class-- (maybe you can get credit at IU for testing out of a foreign lanuage and not have to do these hours; or if you have more credits than the 21 you listed)</p>

<p>No, I don't have any other credits than those 21 at this point. Believe it or not, I have actually made a plan similar to the one posted for the next 3 years. In fact, I was working to edit it now after taking your suggestions into consideration. One question I have is that IU says they do not give credit for both A324 and A325 (Cost Mangement and Cost Accounting; they are requirements for Finance and Accounting majors, respectively). So if I took one of these courses, I could I double count them for both my finance and accounting major? There is a similar situation with two other courses.</p>

<p>I will post my 3 year plan shortly on here for comment.</p>

<p>If think it works like this:</p>

<p>If you are majoring only in Finance, you must take A324 (1.5 credits) and one of A327, A329, or A422 (these are three credits each) for a total of 4 1/2 credits;
OR
take only A325 (3 credits total) and therefore do 1 1/2 credit hours less.</p>

<p>If you are only majoring in Accounting or double-majoring in Accounting and Finance, you have to take A325, as it is required of all accounting majors.</p>

<p><a href="http://www.indiana.edu/%7Ebulletin/iub/business/2008-2010/bachelor.shtml#df%5B/url%5D"&gt;http://www.indiana.edu/~bulletin/iub/business/2008-2010/bachelor.shtml#df&lt;/a&gt;&lt;/p>

<p>My original 3 year plan was a bit different, but after taking your (bthomp1) suggestions into consideration, I made many changes. This is what I've come up with. If I'm not mistaken, this should fulfill all of Kelly's requirements, including international dimension, for a Finance and Accounting double major and a Political Science minor (I would only have to take one extra class). Any comments?</p>

<p>Credits Already Earned (21 credit hours):
BUS-X 100 INTRO TO BUS ADMIN
CMCL-C 121 PUBLIC SPEAKING
ENG-W 131 ELEMENTARY COMPOSITION
MATH-M 119 BRIEF SURVEY OF CALCULUS I
POLS-Y 103 INTRO TO AMERICAN POLITICS (S&H)
PSY-P 101 INTRO. PSYCHOLOGY I (N&M)
ECON-E 202 INTRO TO MACROECONOMICS </p>

<p>1st Year, 1st Semester, 6 classes = 16 credit hours (Fall 2009):
BUS-K 201 THE COMPUTER IN BUSINESS
BUS-X 204 BUSINESS COMMUNICATIONS
ECON-E 201 INTRO TO MICROECONOMICS
BUS-L 100 PERSONAL LAW
HPER-E 117 BOWLING (1 Credit Hour)
POLS-Y 109 INTRO TO INTERNATIONAL RELATIONS (S&H)</p>

<p>1st Year, 2nd Semester, 6 classes = 14 credit hours (Spring 2010):
BUS-A 100 BASIC ACCOUNTING SKILLS (1 Credit Hour)
BUS-G 202 CORPORATE SOCIAL STRATEGY (2 Credit Hours)
BUS-X 220 CAREER PERSPECTIVES (2 Credit Hours)
BUS-X 201 TECHNOLOGY
POLS-Y 205 ANALYZING POLITICS (S&H)
ECON-E 370 STAT ANALYS BUS & ECON</p>

<p>Community College, Summer 2010, 6 class = 18 credit hours:
BUS-A 201 INTRO TO FINANCIAL ACCOUNTING
BUS-A 202 INTRO TO MANAGERIAL ACCOUNTING
MATH-M 118 FINITE MATHEMATICS
STAT-S 100 STATISTICAL LITERACY (N&M)
PHIL-P 100 INTRODUCTION TO PHILOSOPHY (A&H)
BUS-L 201 LEGAL ENVIRONMENT OF BUSINESS</p>

<p>2nd Year, 1st Semester, 6 class = 16 Credit Hours (Fall 2010) (I-Core):
BUS-F 370 I-CORE - FINANCE COMPONENT
BUS-I 370 I-CORE - DISCUSSION (2 Credit Hours)
BUS-J 370 I-CORE - STRAT MGT COMPONENT
BUS-M 370 I-CORE - MARKETING COMPONENT
BUS-P 370 I-CORE - OPERATIONS COMPONENT
BUS-X 420 BUS CAREER PLANNING/PLACEMENT (2 Credit Hours)</p>

<p>2nd Year, 2nd Semester, 6 classes = 18 credit hours (Spring 2011):
BUS-A 311 INTERMEDIATE ACCOUNTING I
BUS-A 329 TAXES AND DECISION MAKING
BUS-G 345 MONEY, BANKING & CAPTL MARKETS
BUS-Z 302 MANAGING & BEHAVR IN ORGANIZTN
POLS- Y367 INTERNATIONAL LAW (S&H)
POLS-Y 382 MODERN POLITICAL THOUGHT (A&H)</p>

<p>3rd Year, 1st Semester, 6 classes = 16 credit hours (Fall 2011):
BUS-A 312 INTERMEDIATE ACCOUNTING II
BUS-A 325 COST ACCOUNTING
BUS-F 303 INTERMEDIATE INVESTMENTS
BUS-F335 SECURITY TRADING AND MARKET MAKING
BUS-X301 COMMUNICATION FOR ACCOUNTANTS
POLS- Y363 COMPARATIVE FOREIGN POLICY (S&H)</p>

<p>3rd Year, 2nd Semester, 5 classes = 15 credit hours (Spring 2012):
BUS-A424 AUDITING
BUS-F 305 INTERMEDIATE CORPORATE FINANCE
BUS-F 335 SECRTY TRADING & MARKET MAKING
BUS-F 402 CORP FINANCL STRAT/GOVERNANCE
BUS-S400 INTEGRATION OF SYSTEMS AND THE BUSINESS</p>

<p>BUS-L 100 PERSONAL LAW-- this class isn't required for business majors-- won't apply to general education requirement either, so definitely don't take it.</p>

<p>ECON-E 370 STAT ANALYS BUS & ECON-- you can't take this class until you have passed M118 Finite Math with a 'C' or better. In the first semester, you should substitute Finite for the personal law class and then you can still take E370 in your second semester. Are you a direct admit? If not, you probably want to get a good grade in Finite (at least a solid 'B') for when you apply to Kelley, since you won't have a letter grade for X-100 and M119 Brief Survey of Calculus.</p>

<p>The political science minor looks great. Fill out the 27-hour core nicely, especially with the 300-level A&H political science class that get you the minor, too. You will have to check with Kelley as to whether the other poly sci classes might apply to the international dimension, however. If they don't you will have a problem working in the six hours required for the international dimension.</p>

<p>You might want to take
BUS-A 201 INTRO TO FINANCIAL ACCOUNTING
BUS-A 202 INTRO TO MANAGERIAL ACCOUNTING
BUS-L 201 LEGAL ENVIRONMENT OF BUSINESS
equivalents at the cc the first summer and leave the
STAT-S 100 STATISTICAL LITERACY (N&M)
PHIL-P 100 INTRODUCTION TO PHILOSOPHY (A&H)
equivalents for the next summer unless you have two separate summer sessions at your cc. Taking A201 and A202 in the same session would probably be very tough. I know it is strongly discouraged at IU.</p>

<p>I think you will need six or seven more gen ed courses to get you to the 62 hours. These can be anything (EXCEPT business or econ) at a cc that will transfer to IU.</p>

<p>You might take A-100 first semester in case you have to re-take it. You should definitely not take it later than the first eight-weeks of the second semester for the same reason. You also need at least a solid 'B' in this class to get into Kelley.</p>

<p>The upper-level accounting and finance classes look great. 2nd Year, 2nd Semester, 6 classes = 18 credit hours (Spring 2011) looks very tough, however. A lot of hours and difficult courses. One option would be to take A329 TAXES AND DECISION MAKING in the Intensive Summer Session 1, which lasts only three weeks and starts the Monday after finals ends. You would only be staying three more weeks in Bloomington after the end of the Spring Semester to take that class. It would drop the spring semester's hours to 15 and make it much less stressful, as tax accounting is very difficult.</p>

<p>If you are not a direct admit and somehow don't get into Kelley, too, you might check to see how the classes you are taking your first year at IU and in the summer at the cc will transfer to DePaul. In that sense, you would only be gambling one years worth of IU OOS tuition.</p>

<p>I probably missed some stuff, but maybe others can help. I know Max Ellis is majoring in accounting and finance and I think economic consulting, too, all through Kelley.</p>

<p>I was originally going to do a legal studies major, that's why I had BUS-L100 PERSONAL LAW on there. But since I am not anymore, I don't need to take it. Good catch and suggestion on taking MATH-M118 FINITE MATH instead, since I didn't realize it was a prerequisite for ECON-E 370 STAT ANALYS BUS & ECON. Although I am terrible at math, I guess I have to take finite at IU (instead of at my CC).</p>

<p>My community college does have 2 sessions, so I will split up A201 and A202 into the two sessions. </p>

<p>I am assuming that the two comparitive political science classes I am taking will count as the international dimension. You are right though, if they don't I'm screwed.</p>

<p>I went through the plan the way it is right now, and I would need 8 more credit hours of general education coursework. I guess I can take some entry level courses online or something in Summer 2011 (I really want to save this summer for an internship).</p>

<p>I have been advised against taking BUS-K201 and BUS-A100 in the same semester by everyone I spoke to at orientation. I am not a direct admit, so I want to take BUS-K201 so I can apply to the business school during the fall semester of my freshman year (at that point I'll have ENG-W131, BUS-K201, BUS-X100, MATH-M118, and MATH-M119 completed).</p>

<p>Great suggestion on taking BUS-A329 in the summer. Any other semesters you see that are too difficult or filled with an "impossible" course load? I tried not to take more than 16 hours in any single semester.</p>

<p>Funny you mention the transfer. I was admitted to IU very late in April, so at one point until that happened I was thinking about a transfer from DePaul to IU. But that is definitely something that I will keep in the back of my mind. However, I doubt, with all of DePaul's liberal studies requirements, I'll be able to graduate in three years. But, you never know. Hopefully I won't have to do that. </p>

<p>One last thing, I was talking to a Kelley advisor at orientation, and he told me "Oh f**k yeah the Kelley admissions people will look at your community college grades, even though they don't appear on your official transcript or affect your GPA". Is this true?</p>

<p>You can find out which classes qualify for international dimension by calling Kelley and asking for the telephone adviser at 812-855-2614. They have a list of these classes and can tell you over the phone. Ask about looking at the cc grades, too. They will be able to tell you whether they look at them.</p>

<p>I thought of another problem you might have. You have to apply for I-Core AFTER you are admitted to Kelley. So I don't know if you can get into I-Core that early after being accepted into Kelley, although they do accept late applications. If you didn't get in, you would have nothing left to choose from schedule-wise, and be really screwed. I know you will be applying in the fall of the first year, but I don't know if they will get a decision back to you before June (or more importantly, before when you register for classes, which would be in April) especially since you won't have taken A100 until the second semester, as the A100 grade is probably important, even though it is not on the list of classes needed to apply. In that case, you might take A100 first semester. <a href="http://www.kelley.iu.edu/ugrad/apps/icore_info.cfm%5B/url%5D"&gt;http://www.kelley.iu.edu/ugrad/apps/icore_info.cfm&lt;/a&gt;&lt;/p>

<p>There is a solution to this, however. Just reverse the first and second semesters of your current second year schedule. Take I-Core the second semester instead of the first. The classes you have scheduled for second semester now . . .
BUS-A 311 INTERMEDIATE ACCOUNTING I
BUS-A 329 TAXES AND DECISION MAKING
BUS-G 345 MONEY, BANKING & CAPTL MARKETS
BUS-Z 302 MANAGING & BEHAVR IN ORGANIZTN
POLS- Y367 INTERNATIONAL LAW (S&H)
POLS-Y 382 MODERN POLITICAL THOUGHT (A&H)
. . . require no I-Core prerequisites (as opposed to many finance classes, which do require I-Core be taken first) and you will have all the pre-requisites that they do require. And you could save A329 for the three-week summer after completing I-Core to avoid the 18 hour semester.</p>

<p>I hope that you are not terrible at math, as your math skills will be tested at IU and how you do in finite math will play a big role in whether you get accepted. It's a big gamble trying to get into Kelley, as the competition is tough and gets tougher (along with the admissions standards) every year.</p>

<p>I agree that graduating from DePaul in three years would be very difficult. And a double major in accounting and finance in three years would probably be impossible there.</p>

<p>Yeah, I will definitely be calling them either later today or tomorrow. I was busy with class yesterday and will be also today. </p>

<p>Based on my conversation with the Kelley advisor during orientation, I will get a decision (admit/defer/deny) from Kelley during winter break after the fall semester, as long as I submit the application by the deadline and have all the requirements for the application completed during first semester (ENG-W131 and 3 class from BUS-K201, MATH-M118, MATH-M119, and BUS-X100/BUS-G100). It is similar to how the admission process works for most freshman when they do it during spring semester: they get a decision after spring semester grades have posted. Same thing here, except it's after fall semester grades post. The Kelley advisor told me that admission to Kelley is pretty much "automatic" if you have a "B" or above in all your classes.</p>

<p>An advantage I have of applying during the fall semester is that if I am deferred, I can apply again during the spring semester. If I am admitted, I can go on with my 3 year plan. If I am denied, I can transfer.</p>

<p>A concern I have with registering for I-CORE is that I will not have have junior standing (56 credit hours) in April. I also don't believe I will have all the prerequisites completed (especially if I go through with the plan below). I am guessing that is too late to register for I-CORE (do you know how fast that fills up and/or if there are many sections?)? But I suppose your solution to the problem does work. Plus, at that point, I will hopefully be admitted to Kelley. </p>

<p>I really, really wanted to avoid taking the two required math classes at IU. I am definitely NOT a math person, and I don't want that to come in the way of my admission to Kelley. If I do decide to go to IU, I am thinking that I will take one of the accounting classes listed currently listed in the fall semester of the 2nd year during the spring semester of my first year (do you recommend this?) and then take ECON-E370 during the fall semester of my 2nd year. In addition, I could reverse the fall and spring semester schedules of my 2nd year (like you suggested) and then take take finite over the summer. (Btw, I didn't take MATH-M118 this summer because DePaul does not require nor recommend finite math).</p>

<p>There is no way I could do a double major in accounting and finance at DePaul even if I went there from the beginning. If I transfer to DePaul after a year at IU, it'll be very difficult and tedious for me to graduate in 3 years, but it will be possible.</p>

<p>Is this all worth the gamble?</p>

<p>Hey; it is possible to graduate in 3 years, but that is a tough schedule and your GPA and social life might suffer.</p>

<p>If you want to save money, I would take a year of school at a community college (making sure all the credits transfer), getting i core pre reqs and gen eds out of the way.</p>

<p>I am doubling in finance/accounting and getting an econ minor and am taking a semester off to get an intership. I will graduate in 4 years (spending 3.5 years at IU), and will only be taking 12 credits a semester (except for I core). Leave yourself some wriggle room in case something happens.</p>

<p>Yeah, it is definitely quite tedious a tedious. But isn't it recommended to take about 15-16 credit hours per semester anyways? Even to those who graduate in the traditional four years? (assuming, of course, that the student take little to no summer classes)</p>

<p>Even though at one point I considered transferring to IU (at the time I was thinking about this because I thought I would be denied admission), it isn't something I am interested in doing anymore because I want to start out as a freshman at a school as big as IU. I have a few good friends from high school who are going this year as well (all for business), so if I choose not to go to IU this fall, I won't transfer. Plus, with all the classes I have taken and plan to take in my current plan, there really aren't too many classes I can take at my community college that would transfer; definitely not a year's worth.</p>

<p>But you definitely are right about having some wiggle room. This past year (in high school) I took on a crazy schedule and totally regretted it. I was over whelmed and did not do well; my GPA and social life BOTH suffered. So that is certainly something to keep in mind.</p>

<p>Anyways, I am glad I have a solid plan for both DePaul and Indiana (especially for IU thanks to your guy's help); I know what I am getting myself into at both schools, especially in terms of what classes I will have to take and how much work I am going to have to put in. But going back to what I was originally confused about: what college should I go to?</p>

<p>Somewhere earlier it this post, one thing was made clear:</p>

<p>Law School = DePaul</p>

<p>Investment Banking = Indiana (Kelley)</p>

<p>By nature I would like to do investment banking just because I am more interested in it and would enjoy it more. Plus it is less schooling and I would start working sooner. And if IU and DePaul were costing me the same amount of money, I would definitely choose IU. One the flip side, I don't mind doing law and feel DePaul is a great school in a great city close to home. And it costs 70k less.</p>

<p>So what do you guys suggest I do?</p>

<p>Here is another schedule with acc/fininance double major that would save some money as it is five regular semesters and one summer session rather than six regular semesters. This would save about ten thousand as a summer session OOS costs about 7,500 versus about 17,500 for a regular semester. </p>

<p>This schedule assumes you can't get a political science minor; the political science minor reduces the number of classes you can take at a cc, which means the minor costs a lot more both in terms of money and fitting the upper level poly sci's into your schedule without creating even more stress. </p>

<p>This schedule also has you deferring admission to IU until Spring 2010. You would be taking four I-Core prerequisites at community college in fall, and the rest of your pre-reqs in Spring 2010 and Summer I at IU and in summer II at your CC. The summer at your cc would have to be finished by August 18 so you could fax your cc transcript to IU and get into I-Core, which you will have signed up for during Spring 2010. Of course, cc classes would have to start after the IU summer one ends, which will be June 17, 2010. I'm not sure if you could get into I-Core since you will just getting into Kelley that summer; that is a really quick turnaround; you will have the classes for it, but administratively, I don't know if it is possible. You should ask Kelley in advance of doing it. If you can't get into I-Core, you can swap the two 2nd year semesters at IU and still have all the prerequisites.</p>

<p>Of course, it you have to drop any IU business or econ classes or get less than a "C" in any I-Core prerequisite and most of the accounting and finance classes, everything gets extremely screwed up and will cost you lots of money/stress.</p>

<p>This schedule you will not have more than five three credit courses in any semester and have all your requirements in order, including I-Core class standing requirement of 56 total credits, which can be completed as late as August 18. It also includes filling out the 62 hour gen ed requirement. </p>

<p>A good thing about this schedule is it could give you more time to decide what you want to do. You really don't want to go to IU if you will wind up in law school. IU is for business, and that the finance and accounting programs are each ranked in the top ten in the country is what distinguishes it from DePaul. IU will be very tough in the upper level acct/finance classes and Max Ellis is right in saying four three-credit upper level classes is way easier than taking five. </p>

<p>1st Year, 1st Semester, 5 classes 15 credits [Fall 2009] At Community College
ECON-E 201 INTRO TO MICROECONOMICS
MATH-M 118 FINITE MATHEMATICS
STAT-S 100 STATISTICAL LITERACY (N&M)
PHIL-P 100 INTRODUCTION TO PHILOSOPHY (A&H)
BUS-L 201 LEGAL ENVIRONMENT OF BUSINESS</p>

<p>1st Year, 2nd Semester, 6 classes = 16 credit hours (Spring 2010):
BUS-A 100 BASIC ACCOUNTING SKILLS (1 Credit Hour) take 1st eight weeks
BUS-X 220 CAREER PERSPECTIVES (2 Credit Hours) take 2nd eight weeks
BUS-K 201 THE COMPUTER IN BUSINESS
BUS-X 204 BUSINESS COMMUNICATIONS
BUS-G 202 CORPORATE SOCIAL STRATEGY (2 Credit Hours)
ECON-E 370 STAT ANALYS BUS & ECON</p>

<p>1st Year, First Summer Session at IU, 2 classes = 6 credit hours (Summer 2010; May 11-June 17, 2010):
BUS-A 201 INTRO TO FINANCIAL ACCOUNTING
BUS-X 201 TECHNOLOGY</p>

<p>Community College, Second Summer Session 2010, 2 classes = 6 credit hours:
BUS-A 202 INTRO TO MANAGERIAL ACCOUNTING
POLS-Y 109 INTRO TO INTERNATIONAL RELATIONS (S&H) if cc will transfer to IU; many do</p>

<p>2nd Year, 1st Semester, 6 class = 17 Credit Hours (Fall 2010) (I-Core):
BUS-F 370 I-CORE - FINANCE COMPONENT
BUS-I 370 I-CORE - DISCUSSION (2 Credit Hours)
BUS-J 370 I-CORE - STRAT MGT COMPONENT
BUS-M 370 I-CORE - MARKETING COMPONENT
BUS-P 370 I-CORE - OPERATIONS COMPONENT
POLS- Y363 COMPARATIVE FOREIGN POLICY (S&H)</p>

<p>2nd Year, 2nd Semester, 5 classes = 17 credit hours (Spring 2011):
BUS-A 311 INTERMEDIATE ACCOUNTING I
BUS-A 329 TAXES AND DECISION MAKING
BUS-G 345 MONEY, BANKING & CAPTL MARKETS
BUS-Z 302 MANAGING & BEHAVR IN ORGANIZTN
POLS- Y367 INTERNATIONAL LAW (S&H)
BUS-X 420 BUS CAREER PLANNING/PLACEMENT (2 Credit Hours) 1st eight weeks</p>

<p>2nd Year, Summer, Community College, 4 classes = 13 credit hours
one three-credit class (S&H)
three-credit class (A&H)
one three-credit class for gen ed
one four-credit course for gen ed</p>

<p>3rd Year, 1st Semester, 6 classes = 16 credit hours (Fall 2011):
BUS-A 312 INTERMEDIATE ACCOUNTING II
BUS-A 325 COST ACCOUNTING
BUS-F 303 INTERMEDIATE INVESTMENTS
BUS-F335 SECURITY TRADING AND MARKET MAKING
BUS-F 305 INTERMEDIATE CORPORATE FINANCE
BUS-X301 COMMUNICATION FOR ACCOUNTANTS (1 credit hour)</p>

<p>3rd Year, 2nd Semester, 5 classes = 15 credit hours (Spring 2012):
BUS-A422 Advanced Financial Accounting
BUS-A424 AUDITING
BUS-F 335 SECRTY TRADING & MARKET MAKING
BUS-F 402 CORP FINANCL STRAT/GOVERNANCE
BUS-S400 INTEGRATION OF SYSTEMS AND THE BUSINESS</p>

<p>Btomp, in terms of upper level fin/acc classes, this seems like essentially the same course load. I am taking 5 upper level fin/acc classes in years 2 and 3 in both plan. Also, I don't understand what you mean by saving money? In the original plan, I am only taking 2 classes at IU in the summer as an OOS. And in this new plan, I am taking the same amount of classes at my CC as I was in the original plan. Honestly, I like the original plan better, because I'd really like to start at school at IU, should I decide to go there. Plus, it appears that the course load is essentially the same in both plans. Am I missing something?</p>

<p>The one summer session total at IU would not change; it would just be a different summer. Your first semester would be at CC and be $1,800 as opposed to $17,500 at IU. You would drop the first fall semester at IU and take your first fall semester at CC, and take four I-Core pre-reqs at the CC that semester, which is way cheaper than taking them at IU. It works out to Plan 1 = $115,500 and Plan 2 = $99,050 with no adjustments for inflation, etc.</p>

<p>Plan 1
IU Fall 2009 - 17,500
IU Spring 2010 - 17,500
CC Summer 2010 - 2,000
IU Fall 2010 - 17,500
IU Spring 2011 17,500
IU Summer I 2011 7,500
CC Summer II 2011 7 gen ed credits at cc - 1,000
IU Fall 2011 - 17,500
IU Spring 2012 - 17,500
Total: $115,500</p>

<p>Plan 2:
CC Fall 2009 - 1,800
IU Spring 2010 - 17,500
IU Summer I 2010 - 7,500
CC Summer II 2010 - 750
IU Fall 2010 - 17,500
IU Spring 2011 17,500
CC Summer 2011 13 gen ed credits to reach gen - 1,500
Fall 2011 - 17,500
Spring 2012 - 17,500
Total: $99,050</p>

<p>Oh ok, I see what you're saying with that. Certainly something to keep in mind. </p>

<p>Sticking with IU Plan 1 vs DePaul, what would you do in my situation? (given everything that's been discussed here: money, feelings about the school, future plans, etc., etc.)</p>

<p>Btw, btomp1, did/do you go to IU?</p>

<p>It seems like you have to decide whether you want political science or business; then decide if IU is worth the huge extra cost if you decide business. IU is great in business, but very expensive (and risky for non-direct admits) for OOS. I don't know what you should do, and I don't envy the tough decision you have to make. I was undergrad at IUPUI and got masters from IUB, but way back in the eighties. My son will be a sophomore in Kelley this fall in accounting/finance. Good luck with your tough decision.</p>

<p>Well at DePaul I would be a finance major as well. Maybe political science minor too, who knows. But yes, this is definitely the toughest and most important decision I've ever had to make. Thanks for all your help. </p>

<p>I guess I'll sit on it for a few more days....maybe one more weekend since I'm busy this week with my classes. </p>

<p>If anyone has any other comments, suggestions, or recommendations as to which school I should attend, please share them.</p>

<p>Get into debt early that way you'll be forced to learn how to spend frugally and adapt a life's worth of good spending habits.</p>

<p>This isn't exactly serious advice but it could be used as justification if you wanted to go to IU.</p>

<p>On a more serious note, if you looked at both choices rationally and still can't decide which one to attend just go with your gut. You obviously already know all the disadvantages and advantages to each, and if the disadvantages haven't already scared you you must like each school a lot, so there isn't much else to do. The choices you make aren't linear, you can turn either decision into working for you so just go with the one that sounds the best to you in your head and that you think has the best chance of making you happy. </p>

<p>This decision won't ruin your life and there are many different paths to take after wards. So just focus on what you want your next 3-4 years to be like and base your decision off of that.</p>

<p>"Just an FYI, I will be able to graduate in 3 years since I have many AP credits and have taken several courses at a community college. Therefore, my total cost of attendance will be approximately $35,000 at DePaul and $105,000 at Indiana. (with interest and NO payments over 3 years)."</p>

<p>Let me preface this with my opinion that IU, and Kelley in particular, is a great school. However, please pardon my bluntness, but there is absolutely no reason any student should go into debt for $105K for an undergrad degree. I don't care how good the school allegedly is. My son is in Kelley and is very happy there, but if there had been a $70K difference in the amount of debt he was going to incur, there is no way we would have allowed him to go to IU. Frankly, even the $35K of debt for DePaul is high, but it's much more manageable.</p>

<p>OP, I don't think you have any idea how that much debt will affect ALL of the choices you have after graduation. In fact, it won't just affect them, it will eliminate them. Where you will be able to afford to live, what kind of car you'll drive, how much you will be able to save to buy a house or get married, even small things like whether or not you'll be able to afford to go out for drinks or dinner with your friends. </p>

<p>Have you checked out the loan repayment calculator at:
FinAid</a> | Calculators | Loan Calculator ?</p>

<p>Here is the 10 year repayment schedule for $105,000.</p>

<p>Loan Balance: $105,000.00
Adjusted Loan Balance: $105,000.00
Loan Interest Rate: 6.80%
Loan Fees: 0.00%
Loan Term: 10 years
Minimum Payment: $50.00</p>

<p>Monthly Loan Payment: $1,208.34
Number of Payments: 120</p>

<p>Cumulative Payments: $145,001.40
Total Interest Paid: $40,001.40 </p>

<p>$1200 a month for 10 years is A LOT!!! To afford this payment and also be able to eat, the salary at your FIRST job will have to be over $80K. (Actually, the fin aid calculator says you need to make $100K per year if you keep to debt load to only 15% of your salary.)</p>

<p>As great of a school as IU is, you can't afford it, based on the loan info you have posted. I know it is hard to hear but I had to have this same conversation with my daughter when she wanted to go to NYU. I'm sorry to have to say it, but you will be much better off 10 years down the road if you don't have a mountain of debt suffocating your lifestyle.</p>

<p>DePaul is a good school in a great location business-wise. Do yourself a huge favor and choose the lower debt.</p>

<p>Hey guys, I have come up with a decision. I want to thank everyone who contributed to this forum and helped me make this decision.</p>

<p>After considering everything, I am saddened to announce I will be attending DePaul University. I really, really, REALLY, wanted to go to Indiana (Kelley). It's an amazing campus and the business program is top notch, to say the least.</p>

<p>But I just could not justify paying over $100k for an undergraduate degree (I was aware of the severity of the debt I would incur at IU as well as the projected monthly payment for both schools). DePaul has a very reputable business program and is located in the heart of Chicago's financial district, which is great for internships/jobs. Plus, the Lincoln Park campus isn't too far from Wrigley Field (I'm a huge Cubs fan). Maybe, after graduating from DePaul in 3 years (at the age of 20), I'll work for a couple years, pay off my loans, and then get an MBA from Kelley or a school of that caliber (and then go into i-banking if I can't do that straight from DePaul). The bottom line is that I would much rather be in $100k of debt after getting an MBA than a Bachelor's (and maybe not even $100k if my employer pays for it). </p>

<p>I am gonna consult with one or two more people about this one last time, but I have pretty much made up my mind. As of now, I will officially withdraw from the university later this week.</p>

<p>Thank you all, again, for all your comments and suggestions. Any others are welcome. I will post my 3 year plan for DePaul in their forum on this website, if anyone is interested in seeing it.</p>