<p>Re post #511
NO. You only submit the CSS Profile once. If there is a change in information in the Profile, you simply contact the colleges to report that change… but you don’t have to if it is also going to show up in the FAFSA. The colleges all rely on the final, post-tax FAFSA as the primary source of financial information – so if the Profile said your dad’s income is $55,000 and then it turns out that he earned $59,000 – the fact that you corrected the FAFSA will be enough. </p>
<p>However, if information that was reported on the Profile that wasn’t part of the FAFSA changes, then you would write the college to tell them the change. I can’t really think of many examples - but lets say hypothetically someone reported having home equity of $150,000 and then their house is destroyed in an earthquake and they didn’t have earthquake insurance* – they might then contact the college to explain that their house is now worth -0-. (* you can tell I live in California…)</p>
<p>As to all the other stuff. Honestly, I don’t understand why many posters here seem intent on giving you a hard time over all the details. Obviously you need money, and obviously your family is not destitute. $128 for financial aid applications is enough to cause frustration, but it is not an impossible amount. Most high school kids could manage to earn that much in a fairly short time doing babysitting or other odd jobs. My kids financed some of their college visits with airline coupons – my d. won hers in a trivia contest, my son got his as compensation for a cancelled flight. </p>
<p>It sounds like your parents are supportive – just not as knowledgeable or obsessive as many cc parents. I’m not sure that’s a bad thing in the long run – I think I did too much for my son; I took a more hands off approach with my daughter and I think she benefited in the long run from the increased self-reliance and lessons learned. So you have two caring parents who are willing to contribute a reasonable amount to your college, but don’t have the knowledge or resources to do everything for you … and you have got to be one of the most determined and motivated kid I’ve ever seen on cc. College apps done at the end of October? My kids barely made the Nov. 30th deadline for UC applications. My d. applied to one school EA and blew off the others. My son missed application deadlines for some colleges because he didn’t decide he was interested in them until after the deadline had passed. </p>
<p>You are going to succeed. Maybe not with plan A or plan B or plan C… but you see to be the kind of person who is ready with plan D or plan F or plan K if it comes down to it. You have far more going for you than a lot of students. Hard work and persistence is what pays off in life. </p>
<p>I think having high test scores is kind of like having a lot of money (in more ways than one). If your parents were rich, then you would have an easier path and less to worry about, and if you had 2300 on the SATs, that would make things easier as well. But “easier” is not always better. You’ll find a way.</p>
<p>And as far as those outside scholarships: they can be used to fill a gap for any college that has not claimed to meet full need, and they can be used to to replace self-help funds for colleges that do meet full need (like work study or loans). The reason I encourage you to look for them is that you seem to be in a position where your parents might be willing to pay $7500 but unable to come up with $10K - you don’t want have to turn down a college over a couple of thousand dollars. I agree that the money isn’t all that easy to come by … but it’s worth doing the applications because it is also not all that rare for kids to pick up those smaller awards. Of course it makes sense to hone in on the scholarships that you have the greatest chance of winning.</p>