<p>Calla. The issue this student has is that he has not made satisfactory academic progress…has not met the SAP requirement for continued aid. Until he meets that requirement, he will not be able to receive any federally funded aid. If he works, yes, he could pay off his current loans. But that isn’t going to satisfy the SAP requirement.</p>
<p>When I take out this private loan, focus more on my grades, and satisfy the SAP requirement will I be eligible for aid again?</p>
<p>BEFORE YOU THINK ABOUT DOING ANYTHING ELSE:
- Schedule an appointment with your professor. Even if the semester is over. Explain the situation to him and ask what your options are. Even though the semester is over, the professor may be willing to allow you to do the projects for late credit and change your grade.
- Schedule an appointment with an advisor at your school. Talk to them about your plans, what happened this past year, and ask for guidance as to what your next steps will be. You appear to have some fundamental issues in executive functioning if you cannot get organized enough to figure out a way to complete important assignments for a class (or pass the remedial math class at your school). In other threads you have said that you want to go to business school in the future. That will NEVER happen if you just give up and refuse to talk to an advisor or professor if you’re struggling or if you can’t get an assignment to open.</p>
<p>I’ll try with the professor and as far so the financial aid counselor goes I talked to her on the phone and she told me the only thing I can do is fill out an appeal form.</p>
<p>@thumper1, I do get the issue.</p>
<p>I guess my suggestion was an indirect way of suggesting OP take a bit of time off school to mature a little. He doesn’t sound sufficiently proactive or organized to do well in his classes at this time. Taking out loans will just pile on more debt, and will likely not bring more success without a corresponding increase in maturity.</p>
<p>But if he takes a year off, works, pays back the loans he has and has the self-discipline to save up for more classes, he may develop the organizational skills he needs to succeed in future classes. CCs aren’t that expensive so we’re not talking a boatload of time or money. </p>
<p>@calla1 that does sound like an option, but I was getting the pell grant I thought you didn’t pay those back.</p>
<p>You don’t pay the Pell back. If that is all the aid you got, fine. What calla is saying…work, save money, organize. You will need to save to pay for your new college at least initially…out of pocket. Enroll in a CC and get terrific grades. </p>
<p>You might be right about the Pell grant, OP. So maybe there aren’t loans to pay back. I don’t know much about Pell grants.</p>
<p>Please do consider the option of a year off anyway. Working is a great way to build self-discipline.</p>
<p>I wish you all the best.</p>
<p>Pell is a grant, and is not repaid…unless a student withdraws from classes early on and goes below 1/2 time status. If they received a Full Pell, they might have to repay part of it.</p>