<p>The ParentPlus loans are for your parents (either one) to take.</p>
<p>If you really spent a day more with one parent than the other, it doesn’t matter how much either one spent to support you. The custodial parent for FAFSA purposes is the one you spent the most time with. If it’s your dad, it’s your dad, regardless of how much he spent. But likewise if it’s your mom.</p>