If you feel confident enough to have all of your AP credits applied, sure, apply them towards accelerating your time there. D is taking math 1A and 1B over (even though she got A’s and 5’s in HS) because paranoid. She got an A in 1A and is on track to do the same for 1B, but she says she definitely learned stuff she didn’t know (or was a bit weak in).
I think you can graduate on time if you are very careful about planning out your 4 years and are flexible with the class times you are willing to take. I do get the appeal of taking classes in summer to give yourself a bit more breathing room during the normal academic year.