<p>???</p>
<p>With an income of $90k, how is EFC only $12k? Wouldn’t it be closer to $20k?</p>
<p>the personal savings of $7k will also add to the EFC. </p>
<p>Unless he knows that he has all costs covered at one of these schools, it doesn’t sound like he has a financial safety. If his parents can’t/won’t pay, he may end up with no affordable schools. </p>