Do college students need something to lock valuables in?

<p>We had the same concerns last year when our daughter was going away to school. There was a locked drawer in her room for small items, and we bought a cable for her laptop, but we knew that she would be transporting it around a lot. She also provided the television set for her suite, and the door was frequently open, as was to be expected with eight girls going and coming. She was also taking a new bike, and some other semi-valuable items which could be a target for thieves. We ended up buying Student Insurance Property Protector Plus from the Fireman’s Fund. It cost $101.00 for twelve months of protection and covered “all personal articles owned or in the care, custody, or control of the named insured while the insured is an enrolled student.” It covered not only theft, but damage due to dropping, spilling drinks on, tripping over, etc. and she was covered for up to $4000.00, with a $25.00 deductible. I know that home insurance will cover students while they are at school, but I think that the deductible would be much more, and the premiums could rise. I read about this on CC last year, and people were pleased with it–and it has given us peace of mind, even though we didn’t need to use it last year.</p>