Like I stated above, some of the Cal states will accept lower division transfers but they will look at your HS grades and you need to complete in College a written communication class and a mathematics class prior to applying. You also need to find a Cal state that accepts Lower Division transfers so you need to contact them directly. I can tell you that San Diego state, CSU Long Beach, Cal Poly Pomona and Cal Poly SLO do not accept Lower Division transfers so you would need to complete the 60 semester/90 quarter units by spring prior to transfer.
**Here is the requirements for a Lower Division Transfer for the Cal states that accept these type of transfers:
To be admitted to the California State University as a lower-division transfer (LDT) student, you must:
-have completed “a-g” course requirements in high school;
-have graduated from high school (received a high school diploma or General Educational Development, or GED, certificate);
- meet the Eligibility Index required of a first-time freshman (includes SAT/ACT scores)
-have achieved an overall college GPA of at least 2.00 (This GPA is calculated using all your transfer units attempted. -In case of high-demand majors and campuses, a GPA of 2.00 may not be sufficient to be admitted);
-be in good standing at the last college or university you attended. (In simple terms, “good standing” means you are eligible to re-enroll at your last college or university); and
-have completed, with a grade of C- or better, a course in GE Section A2 in written communication and a course in GE section B4 in mathematics or quantitative reasoning.**
Your counselor probably had some AP or DE credit to help meet the credit minimums so they could transfer in a 1 1/2 years.