You would be doing yourself a tremendous disservice to not take chemistry in high school if your long term plan is medical school. Everyone else in your college chemistry class will have taken at least general high school chemistry, and many will have taken AP chemistry. Pre-med is way too competitive to start without at least an exposure to the required courses, and chemistry is required for medical school.
I’d suggest you forget about medical school for now, and simply focus on college applications. It appears that you have several fundamental misunderstandings about the US college application process, and how competitive that process is, let alone how expensive college in the US is. Please take some time to research the process of applying to college, and let the medical school portion of your current plans go for now.