<p>hz_paula, I am going to answer in the same manner as others have, but from a slightly different angle. My daughter was a late applicant transfer. Every thing was completed on the final date (5/15). Prior to sending in the application I called the financial office at Smith and asked about the availability of financial aid at this late time in the admission year and was told that financial was based on the formula and not the time of application. BTW, she is 19 and not financially independent enough to afford to pay the thousands not covered by the Smith financial grant. Few 19 year olds are that independent.</p>