<p>SteveMA, we had two in college at the same time and based on Colorado’s number’s each twin’s EFC is $20,000. Each kid would pay $20,000 if Harvard based FA number’s on the EFC. </p>
<p>If you have one in college and your EFC is 30,000, you would think they would split the EFC in two but it is more of a 60/40 split. But since a meets need school uses the Profile, it is very hard to determine what the school would determine each twin’s contribution would be. They can and do use their own determination for each student’s FA.</p>
<p>I had one child in a meets need school and one in a state school which did not meet need. The state school child paid full price, no discount. The meets need child we paid approximately the EFC FAFSA amount for 2 children in college.</p>
<p>This is one of the most murky, complex and confusing aspects of FA and applying to college. Which is why I did not and would not apply Early Decision.</p>