<p>Are your loans going to be PLUS loans? because these loans are your parents. Unless you plan to take out private loans, it would be a horrible idea to ask your parents to take out so much debt if they are disabled. Plus, if you go to binghamton and save some of that money you would have spent, you can have an emergency stash for when you need to fly home right away or whatever. </p>
<p>Otherwise it will depend on your situation, if you are looking at flat out $100,000 in loans, definitely not worth it.</p>