The college is NOT going to give you money to pay your calculated family contrition. So forget about that.
In the example you give, the balance left to pay is $13,500. $7000 of that is the expected family contribution which you will be expected to pay.
You haven’t answered THE most important question we have all asked…over and over and over. Does this college guarantee to meet full need? If not, you probably have gotten all the aid they will be giving you…so your net cost in your example is $13,500 and it won’t likely get reduced.
There are tens of thousands of people who are asking colleges for additional money right now. What makes your case more compelling than someone else’s? Did a parent die? Does a parent have a terminal illness that prohibits them from continuing to work? Really think about it…the “I just can’t pay that much” reason isn’t going to fly anywhere. And there will be people in far worse financial shape.
If you can’t afford this college…find one you can afford. Or have your kid go to a CC, or take a gap year and try again.
By the way…if you were going to receive SEOG, it would have already been given to you. It’s for lower income students and there is limited funding per college. It’s awarded on a first come first serve basis. So…those filing their applications on October 1 will be in line way before you. Same with federal work study. First come first served.
When did you actually submit your financial aid application forms?
What makes you think you should be getting more aid than what you got…except your misinterpretation of what you thought the federal government was supposed to give you?
The gap is $6,500. Unless the school promises to meet need, though, the gap is irrelevant. If the school promises to meet need and used Profile (or their own form), the gap may well be lower or nonexistent. This is because FAFSA EFC is not used by this school to calculate need for institutional purposes.
It’s harder to get SEOG than PELL and it’s limited funds that each school award on a first come first served basis, it would have all been doled out for 20-21 already. All the schools we applied to say the SEOG is reserved for PELL eligible students first. Again with a zero EFC we were awarded $600-$700/year SEOG at the schools where we got it at all, and we filed FAFSA on October 1st and applied to all the schools back in August.
The financial package does not have CSS profile info. The school has the EFC based on the What does the
$5k could be financial aid while 10k and above could be too. The school provides EFC based on the FAFSA. How does the CSS profile determine the EFC and how to get the CSS profile info?
If not, you can ask for more $, but are unlikely to get any at this late date. How much is the gap? Can the student fill the gap by working this summer, and during the school year?
The school used CSS Profile to calculate need, not FAFSA.
Please read this this time. It’s been posted to you a bunch of times. Colleges that require the Profile use the information on the Profile to determine your financial need. The schools have their own formulas for doing so. If you completed a Profile, you have the info you put on it. The school uses that. Period. The aid they award using their school money is based on their calculation using that data.
If a college requires the Profile, forget about the FAFSA EFC. It doesn’t matter unless it’s under $6000 and you are Pell Grant eligible. Are you?
Does your kid’s college require the Profile?
Did you complete all forms within the deadlines set?
Does the college guarantee to meet full need for all?
Why, why do you think you deserve more need based aid? If it’s just because the net cost is too high…move on. Find a less costly college.
Please answer these questions…otherwise, this is a pointless thread.
No, the school does not meet full need but leaves a gap after subtraction EFC from COA. Most of schools’ financial package arrived after the regular decision. How could asking for more or appeal be late?
1° Federal aid is already packaged into your financial aid package.
2° if the school doesn’t meet need, it’s “late” to request a review because the deposit deadline typically is May 1. Most people who get an insufficient package and can guarantee that with $5,000 their kid WILL attend make a request to “non meet need” colleges immediately, not 10 days before the deadline. It’s too short for them to re-evaluate and offer something, unless they’re really short of their enrollment target. An issue of course is the economic crisis that’s hitting colleges just as hard as families so there may not be any money left. But of course go ahead with your appeal, ONLY at colleges your child would absolutely attend if affordable.
3° if you told us your EFC, the COA, and the college, it’d help us help you; most importantly please tell us WHICH COLLEGES (all of them) your child has been admitted to for which net cost.*
4° your child may have to take a gap year at his point. S/he may well be an “admit-deny”: nominally admitted but without providing a sufficient financial aid package, so that if you feel like paying great for them and otherwise they’ve already written him/her off. It’s a nasty practice.
to find the net cost at each, take the financial aid letter and calculate
(tuition, fees, room, board) - (scholarships, grants) =
If the school does not guarantee to meet full need, sure, you can ask for more, but don’t expect to get much. Colleges are facing some rough financial times right now.
Most schools that don’t meet full need for all students do gap aid for the vast majority of accepted students applying for aid.
Did your child commit to attending this college already (asking because of the title of the thread)? If so…either be prepared to pay what they send you for a bill or have her decline the acceptance.
And remember, the college is under no obligation to provide you with one additional dime of financial aid. At all.
And regarding this being late…what is the date for committing to attending at this college? May 1, or has it been bumped to June 1? It’s April 18.
Agree with @Sybylla, the OP is not comprehending what is being asked on these posts.
He doesn’t seem to understand that some schools will use the EFC data, and some schools will only use the Profile, while some schools might use information from both.
Each school has a different and limited amount of money. It’s probably been reserved and gone by now.
Now is not the time to debate how to get merit aid or a full ride. The student applied to schools without asking for FA and has to backpedal to try to find grant money to pay for his/her education. Money has been reserved and accepted by most of the other students they HAVE to cover. I don’t think this poster understands that the school has other students to cover.
The OP did not give himself the advantage of time when filing his paperwork and has less than two weeks to figure it out. As I’ve said in the other post, this student may not have any university to attend this fall because of all of the leap-froggin’ by the family.
OK let’s save everyone reading more post so here goes since 9 the OP will not name the school or the money we can assume either he is not understanding what we are asking to help him or he does not like our answers so here goes OP
the schools do not have to meet your need ( IIRC he said the school is not meet all aid school) so either you pay the amount they require or you do not go there.
you can continue asking but the answer is the same, you have to pay for college, the EFC and what ever ELSE is not covered by aid, like thousands of other families.
IIRC you got admitted and than said Opps I need aid, the clock is ticking and it seems you do not have the money to pay the bill.
There is no federal financial aid in the financial package. I heard what you said but nothing new. Do you know deposit has nothing to do with asking for financial aid. The school can accept appeal on the very late date. Apparently, you do not know it.
Simply laugh at your and some posters’ false assumptions. Do not pretend to everything before you actually know.
@compiler, Nobody here cares about your personal business. Without certain details we can’t do much to help you. Some of us work, or have worked, at colleges. At least one of the people trying to help you is someone with substantial experience in a college financial aid office. You can ignore the advice and assume that what you believe is the way things work, but I don’t think it’s going to get you very far.
Colleges don’t like it when people play games. Applying as full pay then submitting a request for financial aid late in the year and making them scramble to get a package together for you won’t endear you to them. Most of the money has likely been given out by now. What hasn’t is getting sucked up by the daily losses created by covid.
Colleges won’t give grants to cover family EFCs. That’s the point of the expected family contribution…the family helps pay for school
Colleges won’t give grants so the student doesn’t have to borrow either. They can’t afford it, and students are expected to contribute to their own education.
You can ask for more money, but be prepared not to get it. It’s too bad you couldn’t trust the people here enough to tell us your kid’s stats and your budget. The people here are really good at finding affordable options for people.
Good luck with the school. Let us know what happens.
There is no delay of submission of FAFSA, CSS Profile etc. That’s why I laugh at some posters’ dumb assumptions, The regular decision
There is no delay of submission of FAFSA, CSS Profile etc. I laugh at some posters’ dumb assumptions. The regular decision was just several weeks ago. The financial aid package could not be sent before the regular decision. This is a discussion forum for everyone sharing their experience. Some are helpful; some are not. People know what ideal/info they should trust and what should be ignored.
Ok, laugh, but my three kids’ undergraduate fees are paid in full and none of them have any debt. I feel really sorry for you because you don’t get it.
Your English is not strong, as demonstrated on these posts, by your poor command of writing skills. Your comprehension of federal aid is convoluted, so what else is an assumption?
I have two kids who received merit aid at top schools and had most of their undergraduate college fees paid. The third chose to go to an AFFORDABLE school.
I’m not the one who needs more money from a college financial aid office because of trying to game the system; I know how the EFC and CSS profile are used.
I get feedback from my former high school students and their parents about how they are paying for their schools’ tuition and fees.
“mic drop”.
Temper-Temper.
Close this thread.