@EarlVanDorn does make a valid point though for families that are struggling with financing colleges. Many flagship public accept APs and Dual Credits, and even if you couldn’t technically graduate early, you could take one fewer class/semester and hold down a job. My daughter was three credits shy of being considered a junior. No way could she graduate 1 1/2- 2 years early but many, many students do shave off one semester. That’s $20K based on the COA for OOS.