That’s the thing, I am a small business owner, myself and my wife run a 2-person professional services company, an S Corporation, so NPC calculators are of limited use, hence my “fishing expedition” in this thread. The income as calculated for IRS would be sufficiently low for quite a bit of FA but of course we know that’s not how colleges calculate it.
The daughter is just a rising junior, so not much testing yet (PSAT-10 was very good), 3.97 UW, 5.1 W GPA in an extremely selective, big city school, with fairly impressive music-related ECs. Two language APs, both (5), as a sophomore, and a good course load for the junior year.