<p>I know they’re not forgiven in bankruptcy, I definitely don’t like student loans, but at the same time, some of our assets (Trust funds, a couple retail properties) are illiquid at this point, but within some time they can be liquidated/will be available for use and used towards my education if need be, but we can’t immediately liquidate so that’s the main reason why we’re considering loans at this point. Again, directly from the salaries we can put around 10k towards the education, but those assets are tied up right now (have to clear items out of the retail property, trust funds are restricted)</p>
<p>After the staffords PLUS are the only loans I plan on considering. I won’t take out private loans and I will sooner go to a community college than take out a private loan. The goal is to make money with a private loan…so it’s as predatory as a car loan, except without any collateral.</p>
<p>It does seem I under estimated the cost of an apartment. Places in the netherlands are a bit cheaper, although not as well equipped for sure.</p>
<p>Thanks for the links to the calculators, although do you know if they calculate the tax in those? I particularly like this calculator [FinAid</a> | Calculators | Student Loan Advisor - Undergraduate Students](<a href=“http://www.finaid.org/calculators/scripts/sloanadvisor.cgi]FinAid”>Your Guide for College Financial Aid - Finaid) , but again if it’s not after tax, well, so much for that. One other thing is that I’m probably going to double major in accounting and finance as a pure finance major would have a harder time doing anything accounting related. Also CPA would be a nice thing to have. So, I’m not sure if I should be putting financial administration, accounting, or actuarial sciences as my career. Frankly if I am lucky enough to get offered jobs in multiple fields, I’ll just take whichever is highest until I’m at no debt. Any idea here on which to put in the estimator?</p>
<p>I do plan to apply to other universities during my gap year, a couple in europe, reapply to UNT, also UTA since some of my friends will be going there, and I am thinking a couple reach schools in the U.S. since I didn’t really apply to any reach schools this year. I’ll probably aim for those to be dartmouth and maybe brown.</p>