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So if I went out of state to my dream schools, I would need to take out above 150k in debt JUST FOR UNDERGRAD. I also aspire to get my Ph.D.
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You won’t be allowed to borrow that much unless your parents agree to cosign…and that would be CRAZY…most parents won’t cosign any loans, much less a large amount.
What are your stats? If they’re high enough, you can get merit at some other schools, if you want to go OOS.
BTW…what does “incredibly rich” mean to you? Does that mean that they have several millions saved and 7 figure incomes?