NYU is notorious for poor financial aid. Do not apply ED. You need to look for schools where your Stats will give you need-based and merit aid. As a student, you can only take out in loans $27K for the 4 years. The rest will have to come from your parents, any student savings and financial aid you can qualify. You need to run the Net Price calculator, inputting your family income and see how much you will be expected to pay. This school sounds like it is unaffordable.
Check out this thread: Read and Learn:::
http://talk.collegeconfidential.com/financial-aid-scholarships/1803273-nyu-financial-aid-appeal-p1.html