<p>AAA as in the American Automobile Association??</p>
<p>jym, yes.</p>
<p>Amica underwrites their own earthquake insurance, it is not through the CEA and our premium is half the amount for the same coverage. Amica consistently ranks #1 in JD Power customer satisfaction surveys and has the lowest premiums, at least for us, yet no one seems to have heard of them. </p>
<p>Really? I have to take that mail out of the waste basket. Lol</p>
<p>I’ve had AMICA for years. In FL, Amica refers you to government flood insurance.</p>
<p>just spoke to Amica, they underwrites the CA Earthquake Insurance themselves, but they only insure it if it is earthquake retrofitted. A house build after 1975ish will be earthquake proof because the change in building code, but any houses build prior to that, the owner has to certify it is retrofitted. The cost of retrofitting is not high.</p>
<p>Geovera is alternative to CEA coverage</p>
<p>I’m trying to call and see if I get better rates at these companies.</p>
<p>Our house isn’t retrofitted but I guess it’s something we should look in to. Amica didn’t have that requirement when we added the EI. We’re on a granite dome so damage potential is a bit less than the liquifaction zones.</p>
<p>I do check out the area the house is built on. The one I’m currently occupying is not on liquefaction zone.</p>