The instate tuition at anyone of Florida’s Public Universities is of the order of $5,900/$6,500 per year. Why in the world would a low income student bypass their very low instate tuition and pay 3-times as much for OOS tuition at SUNY Oswego (a lower-tier SUNY at that)? The direct OOS cost of SUNY Oswego is $31,869, with indirect cost, this student is probably looking at closer to $35K COA per year for Oswego.
OP, what factors went into your decision to attend a public university in NYS, when more affordable options exist in Florida? Are there any Florida public universities within commuting distance from your home? Even with room and board, the lower ranked Florida public universities COA is less than $20K per year.