<p>Starting to make a little more sense to me. The EFC is what got me. Since in my mind any loan whether it has to be paid today or tomorrow is part of family contribution. So basically the FAFSA is almost worthless for anyone who has an EFC >5300 and doesn’t qualify for grants???</p>
<p>So my next questions…if DD gets any of the many small private scholarships we have applied for that money can go for room, boards , dining or books?
Our out of pocket costs need to be paid up from each semester or how does that work?</p>