<p>blue and gold is money you will NOT have to repay. the income ceiling is $70,000 i think (meaning if your household’s annual income is 70 thousand or less, you qualify). </p>
<p>as for other non-loan options, i suggest u read the ‘financial aid’ section of this website, and investigate the pell grant. it’s federal money which also does not have to be repaid. </p>
<p>some links to get u started:</p>
<p>[University</a> of California - Blue + Gold Opportunity Plan](<a href=“http://www.universityofcalifornia.edu/admissions/paying-for-uc/financial-aid/grants/blue-gold/index.html]University”>http://www.universityofcalifornia.edu/admissions/paying-for-uc/financial-aid/grants/blue-gold/index.html)</p>
<p>[CSAC</a> California Student Aid Commission](<a href=“http://www.csac.ca.gov/]CSAC”>http://www.csac.ca.gov/)</p>
<p>good luck!</p>