@Roentgen You were on point about my paying OOS tuition at a public undergrad. My desire for a third year is probably a combination of what you mentioned, but more about a restricted curriculum and wanting to grow intellectually and socially before med school than burnout necessarily. I could try for a tutoring job the summer after second year, and possibly even on the side during third, but yes, the extra expenses incurred would just be added to any future debt. Not to sound like I’m downplaying anything, but how serious exactly would $40k more in debt be, assuming debt via the six-year route might be tuition and living expenses for the last two years of med school? And if I do go six-years, would it be feasible to ever pursue a Master’s in history later down the road?