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<p>No. That definitely won’t hurt your chances.</p>
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<p>That is a very difficult question. Officially, the College says that whether or not you apply for financial aid has zero bearing on your admissions decision. On the other hand, it is a fact that approximately half of Swarthmore’s enrollment consists of full-fare students. Based on everything I have read, my best guess is that the College gets the full-pay customers it needs as a consequence of the type of students they accept (high SATs, high GPAs, etc.) and that they are not in a position of having to make admissions decisions about individual students based on financial aid.</p>
<p>From a practical standpoint, I would probably drop an e-mail to the admissions office noting the change in your position. Simply from an administrative standpoint, there may come a point where the financial aid office is expecting forms and not receiving them.</p>
<p>EDIT: If you are an international applicant, you should definitely notify Swarthmore of the change. They are not need-blind for international admissions.</p>