<p>They do go heavy on the loans. I’m surprised your daughter didn’t have any workstudy in her award though with your EFC. Not that work study helps that much with the big bill, but at least the student can earn their own spending money and textbook money that way, plus it’s just easier to get a job.</p>
<p>Eabeeb, I don’t know what other options you’re looking at, but my daughter did her first year of college at Southern Oregon U because she could live at home and attend there. That saved a TON of money. She transferred to UO the next year, but I was tempted to have her do one more year where she could live at home before transferring. My brother helped us out with some money for this academic year at UO, so we were able to avoid loans, but next year will be a different story. But anyway, I understand how awful this is. If there’s a possibility of your daughter going to one of the regional state u’s or even a community college for a year or two, boy can it save a lot of money.</p>
<p>My daughter wanted to start with the traditional away-from-home first year of college, too (like her brother did), but once she settled into SOU she had a terrific year there. She was busy and the time flew by. She made sure to take classes that would fill requirements for UO, everything transferred and she started there as a sophomore. Are you close to any of the other state u’s?</p>