<p>Im right there with you eabeeb…Just got my financial aid award too and its pretty insulting. Im out of state and they want me to take out 33k in loans out of a estimated cost of attendance of 39k. My mother doesnt even make that much in a year. Its really insulting considering my efc is about 1500. Apparently the only non-loan aid I qualify for is work study and a pell grant. These state schools are so stingy with money, its really depressing.</p>