I do not want to discourage you and I am unsure how familiar you are with NYC - if you are - then ignore this post. NYC is super expensive for everyone including students. My kid’s friends at the different NYC schools complain about this the most, as so much of the social opportunities are off campus. Their friends have told them that they see how hard it is for kids on a strict/small budget to get to fully take advantage of the location. It is important that you can afford to live in the city and are not getting further in debt for your out of pocket expenses too. Again - I think the non guaranteed housing is a big red flag especially since you confirmed that Barnard will deduct that from you financial aid, if you live off campus.
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