FA for Barnard transfer students in future years

Okay I got in. I don’t know what to do now. One spring transfer told me all her transfer friends and her for housing for one year. I calculated, and combining my parental contribution and if I worked vigorously for the next two years, along with living at home for one year, I’ll be 44k in debt instead of 75k. That is only if I am projected to earn as much as I think I will from my jobs in college and IF I even get housing for at least one year. But is this still worth it? Taking the chance to see if I get housing, trying to find jobs to make as much as possible in college, and living my senior year at home with parents?