<p>yeah i had looked at that. i believe that my father has grown increasingly anxious/upset because the average the STUDENT takes out in loans differs from how much the PARENTS take out. so if the aid package were to say that the difference in net cost were to be carried out through plus loans, then we would not be in a good position. my parents’ cap off in plus loans are about $7k/year due to the interest rate and they also refuse to cosign any private loans with me. our EFC according to FAFSA/college board formula is also all of it, which is insane. ah well. i am getting way hung up on financials and have ended up focusing more on that than the admissions process. trying to go about this intelligently etc and am ending up in a huge amount of stress. type A is not good. i guess i can’t really do anything until after i get a package back.</p>